Invoice finance | Temporary staffing
Invoice finance for temporary staffing firms
Understand how invoice finance can support temporary staffing businesses with weekly payroll, shift evidence, disputes and debtor concentration.
Definition
Invoice finance for temporary staffing
Temporary staffing firms often pay workers weekly but wait for customer invoices to clear later. That gap can put pressure on cash flow even when sales are healthy and work is booked. Invoice finance can be one way to bridge that timing mismatch by using eligible unpaid business-to-business invoices as security for funding. Ocean Capital Exchange acts as a commercial finance broker, not a lender, so the role is to match a staffing business with a suitable provider structure and help assess whether the debtor book and invoice process are likely to fit. The practical details matter here: who owes the money, how shifts are evidenced, whether any invoice is disputed, how concentrated the debtor book is and whether the underlying contract terms support an enforceable receivable. For staffing businesses, the right structure is often shaped by payroll timing, client payment habits and the way timesheets, shift approvals and credits are managed rather than by turnover alone.
Invoice finance is a form of receivables funding: a provider advances an agreed percentage of the value of eligible business-to-business invoices, then releases the remainder, less its charges, once the customer pays.
It is not a term loan with a fixed repayment schedule. The amount available moves with the sales ledger: as new eligible invoices are raised, more funding can become available; as customers pay, the advances are settled.
Providers typically focus on the creditworthiness of the customers paying your invoices, so your business's own credit profile may carry less weight. They still assess your business, invoice quality, payment history and customer concentration.
There are two main forms. In factoring, the provider normally manages the sales ledger and collects payment from customers. In invoice discounting, the business normally keeps its own credit control and customers pay into an account the provider controls.
At a glance
- Funded against
- Eligible, undisputed invoices raised to business customers
- Main forms
- Factoring and invoice discounting
- Advance rate
- Set by the provider for each facility; not a fixed percentage
- Charges
- Typically a service fee and a discount charge, plus any other fees in the contract
- Recourse
- Under most facilities the business remains responsible if a customer does not pay
- OCE’s role
- Introducer to third-party finance providers; not a lender
How invoice finance works for staffing payroll cycles
Invoice finance is based on eligible unpaid business-to-business invoices, not on future work, expected placements or projected sales. For a temporary staffing business, that means the relevant starting point is completed, billed work supported by acceptable evidence such as signed timesheets or shift authorisations. The provider then looks at the debt, the debtor and the documentation to decide whether the invoice can be funded. Ocean Capital Exchange does not lend itself; it helps a staffing business understand which structure may suit the cash flow pattern and what a lender is likely to review before making an offer. The exact treatment of fees, reserve, advances and recourse risk will vary by provider and by the quality of the invoice book.
The payroll connection is the reason this niche is different from many other sectors. A staffing firm may invoice weekly but still carry the upfront burden of paying workers, margin cover, employer contributions and admin costs. That can make working capital feel tight even when the sales pipeline is busy. Invoice finance can help convert part of the approved receivables into accessible cash more quickly, but the facility still depends on collectable invoices and a debtor base that is considered suitable. If clients pay only after checking every shift or if billing data is often corrected, the funding process may be slower or more limited than the owner expects.
Factoring, discounting and spot funding in a staffing context
Factoring normally includes collections, meaning the provider is involved in credit control and customer payment chasing. That can be useful where the staffing business wants to reduce back-office workload or prefers a more outsourced collections process. Discounting normally leaves credit control with the business, so the staffing firm keeps customer contact and collections activity in house. Spot factoring is more selective and concerns chosen invoices, which can be helpful where a business wants to fund a specific customer, a large contract or a temporary cash squeeze without using the whole ledger. These structures are not interchangeable, because each one changes who does what, how statements are managed and how customer relationships are handled.
The right choice often comes down to whether the staffing firm wants support with admin, or simply wants cash against selected receivables. Some owners value full ledger funding because it aligns with regular payroll demands, while others prefer selective funding so they retain more control over client relationships and only use finance on certain invoices. OCE’s role as broker is to help compare those options against the real invoice process, not to present one structure as always better. It is also important to note that a provider will judge debtor credit, disputes, concentration and contract terms, so a business with strong turnover but weak evidence or inconsistent debtor behaviour may not see the same outcome as a cleaner ledger.
What providers review before funding staffing invoices
A staffing invoice is not assessed in isolation. Providers usually look at the debtor credit, the validity of the invoice, any disputes or credits, the concentration of exposure to individual customers and the wording of the contract that created the debt. For example, if a client regularly queries shift times or challenges whether a worker was authorised, that can affect confidence in the receivable. The business’s own credit profile matters too, but it is only one part of the picture. A lender may offer an entirely different quote or structure after reviewing the ledgers, contracts and supporting documents, so the initial discussion should be treated as indicative rather than final.
For staffing businesses, clean documentation is often the difference between a straightforward review and a difficult one. Timesheets, shift evidence, client approvals, rate cards, credit notes and terms of business should all tell the same story. Where the business supplies public-sector or business clients, the receivable may be assessed differently from private individual self-funders, and that distinction matters because the underlying payment and contract processes differ. In any case, invoice finance should be viewed as a working-capital tool for completed, eligible debts, not as a way to fund unissued invoices, unconfirmed shifts or unresolved billing queries.
Suitability
Which businesses it tends to suit
Eligibility is usually assessed from the quality of the receivables rather than from turnover alone. A staffing business should expect scrutiny of contracts, signed timesheets or shift approvals, invoice accuracy, debtor names, payment history, credit notes, concentration by customer and any recurring disputes. Provider appetite can also depend on whether the business works with businesses, public sector bodies or individual self-funders, because the collection profile is different. Ocean Capital Exchange can help prepare for that review, but the final decision sits with the lender or factor. Charges, recourse exposure and any reserve mechanics should be understood before proceeding, especially where a client dispute could reduce funding on specific invoices. Invoice finance is built around a sales ledger of business customers. Whether it fits depends less on your sector than on how you invoice and who owes you money.
Usually a fit
- Businesses that invoice other businesses on credit terms and regularly wait weeks or months to be paid.
- Growing businesses whose sales are rising faster than cash comes in, so working capital is stretched by success rather than by losses.
- Wholesalers, distributors, manufacturers, recruiters and service firms that must pay suppliers or staff before their customers settle.
- Businesses that would value help with collections, where factoring and an outsourced credit control function may be appropriate.
Usually not a fit
- Businesses selling mainly to consumers, or taking payment at the point of sale. There is no business receivable to fund.
- Pre-payments, deposits and invoices raised before goods or services have been delivered, which providers generally treat as ineligible.
- Ledgers with significant disputed, contra or long-overdue debts, which are usually excluded from the funding calculation.
- Ledgers heavily concentrated on one or two customers, unless a provider agrees a concentration limit that suits the business.
Process
How invoice finance works for temporary staffing
For temporary staffing, the process needs to reflect the business and its funding purpose. The mechanics vary between providers and between factoring and discounting, but the cycle for a single invoice usually follows these stages.
- 01
Invoice issued
You deliver goods or complete services and raise a valid invoice to your business customer in the normal way.
- 02
Provider checks eligibility
The invoice is notified to the provider, which checks it is eligible and that it sits within the customer’s credit limit and your overall funding limit.
- 03
Agreed advance paid
The provider pays you the agreed percentage of the invoice value. The balance, the retention, is held back until the customer pays.
- 04
Customer pays
Your customer pays into the agreed collection account, which is normally controlled by the provider. In factoring the provider chases payment; in discounting you usually do.
- 05
Reconciliation
The provider applies the payment against the advance and deducts its charges, such as the discount charge and service fee.
- 06
Balance released
The remaining balance is released to you. If the customer does not pay within the agreed period, a recourse facility can require you to repay the advance.
Protection against customer insolvency (bad debt protection) is not included by default. It is only available where a provider separately agrees it, usually for an additional charge and subject to limits.
Comparison
Factoring, invoice discounting and spot factoring
All three release cash against invoices. Spot factoring focuses on individual or selected invoices, rather than an ongoing ledger facility. Compare how each option handles collections, customer relationships and reporting.
| Factoring | Invoice discounting | Spot Factoring | |
|---|---|---|---|
| Invoices funded | An ongoing facility covering eligible invoices for the agreed customer or debtor book. | An ongoing facility against an agreed eligible sales ledger. | Individual or selected invoices considered separately, subject to the provider's approval. |
| Who collects payment | The provider normally manages the sales ledger and collects from customers. | The business normally keeps its own credit control and collections. | The provider usually collects payment for the selected financed invoices, under the agreed terms. |
| Customer awareness | Customers usually deal with the provider and will be aware of the arrangement. | Can be arranged on a confidential basis only where the provider agrees. Confidentiality is not automatic. | Customers are usually notified of the payment arrangements for the financed invoices. |
| Internal resource needed | Lower; useful where the business has no dedicated credit control. | Higher; the business needs reliable credit control and reporting. | The business manages the rest of its ledger; provider support applies to the financed invoices. |
| Reporting to provider | Provider sees the ledger directly as it manages it. | Regular ledger reports, reconciliations and periodic audits by the provider are common. | Invoice details, debtor information and supporting evidence are assessed for each selected invoice. Checks vary by provider. |
| Typical fit | Smaller or fast-growing businesses wanting collections support. | Established businesses with robust financial controls. | Businesses with occasional cash-flow gaps or larger invoices, rather than an ongoing ledger-funding need. |
In practice
Funding needs for temporary staffing
These are some of the practical funding challenges to discuss when considering invoice finance.
- Weekly payroll can outpace customer settlement
- A temporary staffing business may need to pay workers before client invoices are due, which means the business is funding wages, employer costs and agency running costs long before payment arrives. If a customer pays late, the strain can build quickly because payroll is not optional and each new placement creates another short-term cash call. Invoice finance is designed to help with that timing issue, but only where the invoices are eligible, valid and still undisputed. It is not a substitute for careful billing and shift approval processes, and it does not remove the need to manage payroll forecasting, holiday pay, umbrella arrangements or holiday periods when placements change quickly.
- Shift evidence and invoice validity must line up
- In staffing, the invoice is only as strong as the supporting evidence behind it. Timesheets, shift confirmations, authorised hours and agreed rates need to match the invoice exactly enough for a funder to treat the debt as eligible. If hours are missing, a client queries the dates, or a booking is still being reconciled internally, the receivable may be delayed or excluded. That is why staffing businesses need a disciplined process from booking to sign-off to invoicing. A broker can help explain how a provider will look at evidence, but the final decision will depend on the funder’s own assessment of the debtor, the contract and the documentation package.
- Debtor concentration and disputes affect availability
- A staffing firm may rely on a small number of large clients, and that concentration can matter more than many owners expect. Even if overall turnover is strong, a provider may view heavy reliance on one or two debtors as a risk if those payers dominate the ledger. The same is true where disputes arise over shift quality, absence, billing corrections or service credits. Invoice finance depends on collectable receivables, so a dispute can reduce or delay funding on affected invoices. Applicant credit is relevant, but it is not the only consideration. Debtor credit, invoice validity, contractual terms and concentration all influence whether a provider is comfortable offering a facility.
A temporary staffing firm has completed work for several business clients and has issued invoices supported by signed shift evidence. The owner wants to cover weekly payroll before the clients pay. A broker reviews the ledger and explains that a provider may consider some invoices eligible and may exclude others where hours are disputed, the paperwork is incomplete or one customer represents too much of the book. The business chooses between a structure where the provider handles collections and another where it keeps credit control in house. In this hypothetical scenario, the provider may decide to fund only the invoices it is comfortable with after due diligence. A lender may offer an entirely different quote after reviewing the financials, contracts and debtor details.
Assumptions
- All invoices relate to completed work for business customers and are supported by acceptable shift evidence.
- Some invoices may be excluded, delayed or priced differently because of disputes, concentration or document quality.
Illustrative example only. You may receive an entirely different quote after a lender reviews your financials and funding requirements. Approval and terms are subject to provider assessment.
Weighing it up
Benefits and material limitations
Consider both the potential benefits for temporary staffing and the product risks below.
Benefits
- Turns approved invoices into working cash
- Used well, invoice finance can release value from invoices that have already been issued for completed staffing work. That can help a firm meet payroll, cover operating costs and keep placements moving while waiting for customers to pay. The benefit is earlier access to eligible invoice proceeds, not additional revenue: the business still needs to supply staff and collect payment for its work. Because Ocean Capital Exchange is a broker, it can help the owner compare structures and understand how the funding would sit alongside payroll cycles, client terms and the business’s invoicing cadence.
- Different structures suit different control needs
- Staffing businesses do not all want the same arrangement. Factoring normally includes collections, so the provider is involved in chasing payment, while discounting normally leaves credit control with the business. Spot factoring, sometimes called selective invoice finance, focuses on chosen invoices rather than the whole ledger. That can suit a business that wants to fund only certain clients or specific peak periods. Each approach has different operational effects on credit control, reporting and client contact, so the best fit depends on how the business manages accounts receivable and whether it is comfortable with the provider handling collections or prefers to keep that in house.
- Can support growth without forcing a long-term change to the whole ledger
- Some staffing firms only need help when payroll spikes, a new contract starts or a large customer moves to longer payment terms. In those cases, selective use of invoice finance may be more practical than putting every invoice into a facility. The point is to match the structure to the business model, not to use more finance than is needed. That said, availability does not automatically increase just because turnover rises. Provider appetite still depends on the quality of the debtor book, the paperwork behind the invoices, the level of concentration and whether disputes or credits are common.
Material limitations
- Only eligible invoices are funded
- Disputed, overdue, related-party, pre-billed and some overseas invoices may be excluded, so the usable amount can be well below the ledger total.
- Customer and concentration assessment
- Providers set credit limits per customer and may cap exposure to large customers, restricting funding on your biggest accounts.
- Recourse
- If a customer does not pay, the business usually has to repay the advance. Bad debt protection only applies if separately agreed.
- Fees and minimum terms
- Contracts can include minimum fees, minimum periods, notice periods and termination charges, which matter if you later want to leave.
- Guarantees and security
- Providers may require personal guarantees, indemnities or debentures where agreed in the facility.
- Confidentiality is not automatic
- Customers may learn of the arrangement, particularly under factoring, or if the provider needs to collect directly.
Why Ocean
Invoice finance that fits the way you trade
The advance percentage is only part of the decision. Ocean helps you consider the type of invoice facility, your customers and the way you want to manage collections before introducing relevant providers from our panel.
Industry context, not just an application form
We discuss how your business trades, when money comes in and what the funding must achieve, so sector-specific cash-flow pressures form part of the conversation.
Access to a wide panel
Ocean works with a wide panel of third-party lenders and specialist finance providers. That gives you options beyond one bank's product range, subject to provider appetite and eligibility.
The product should fit the business
We help establish whether a loan, invoice facility, asset funding or another structure fits the requirement, rather than starting with whichever product a single bank has available.
Compare the terms that matter
Look beyond a headline rate. We help you understand the fees, repayment pattern, security, guarantees and exit conditions relevant to the options being discussed.
Less repeated legwork
A central point of contact helps organise the initial enquiry and information for relevant providers. It can reduce repeated explanations, although lenders may still require their own applications and checks.
Help asking the right questions
We help clarify what providers need and what to check before proceeding. You retain control of the decision and can take independent legal, financial or tax advice where needed.
For this product
Consider factoring, discounting or selected invoices
A growing recruitment business funding payroll may need a different facility from a supplier financing one invoice. We discuss customer concentration, payment terms, credit-control capacity and whether selected invoices or a wider sales ledger should be considered. The provider assesses eligibility, including the quality of the invoices and customers.
Ocean Capital Exchange acts as a broker and introducer, not a lender. We do not make lending decisions or guarantee that a provider will make an offer. Introductions are limited to providers available through our panel; each provider sets its own eligibility, terms and credit decisions.
Meet the Ocean team · Read our company and provider disclosures
Due diligence
What providers assess
Eligibility is usually assessed from the quality of the receivables rather than from turnover alone. A staffing business should expect scrutiny of contracts, signed timesheets or shift approvals, invoice accuracy, debtor names, payment history, credit notes, concentration by customer and any recurring disputes. Provider appetite can also depend on whether the business works with businesses, public sector bodies or individual self-funders, because the collection profile is different. Ocean Capital Exchange can help prepare for that review, but the final decision sits with the lender or factor. Charges, recourse exposure and any reserve mechanics should be understood before proceeding, especially where a client dispute could reduce funding on specific invoices.
- Your customers' creditworthiness
- Providers typically review the creditworthiness of the customers paying your invoices. This can carry more weight than your business's own credit profile, although your business, invoices and sales ledger are still assessed.
- Aged debt profile
- How quickly customers pay and how much of the ledger is overdue.
- Concentration
- How much of the ledger depends on a small number of customers.
- Disputes and credit notes
- The level of disputes, contra trading and credit notes, which affects how reliably invoices convert to cash.
- Contract terms
- Whether customer contracts allow assignment of debts and whether invoices are raised only after delivery.
- Business financials
- Accounts, management information and existing security held by other lenders.
Information often requested
- Aged debtor and aged creditor reports
- Recent filed accounts and current management accounts
- A sample of customer contracts or terms of trade
- Details of existing borrowing and any charges registered over the business
- Bank statements
The documents list is indicative. A provider may ask for more, or less, depending on its process. Ocean Capital Exchange does not make lending decisions. There is no single published set of eligibility rules. Each provider carries out its own due diligence and applies its own criteria, including any turnover or trading history thresholds. Areas commonly reviewed include:
Pricing structure
Costs and repayment
For temporary staffing, a quote should reflect the specific funding requirement. Invoice finance pricing is quote-specific. We do not publish rates because there is no standard rate: pricing depends on the provider, your ledger, your customers and the facility structure. The cost components to look for are:
- Service fee
- A charge for administering the facility, often calculated as a percentage of invoice value or turnover, sometimes with a minimum annual amount.
- Discount charge
- The cost of the money advanced, usually calculated daily on funds drawn, often expressed as a margin over a reference rate.
- Set-up and arrangement fees
- One-off charges for establishing the facility, where the contract includes them.
- Minimum usage or minimum fees
- Charges that apply if your volumes fall below an agreed level.
- Audit and ancillary fees
- Charges for periodic ledger audits, same-day payments, refactoring overdue debts or credit checks, where applicable.
- Termination fees
- Charges for leaving before the end of a minimum term or without the required notice.
Repayment and settlement
- Advances are normally settled from customer payments rather than by scheduled repayments from your bank account.
- Charges are typically deducted from the retention before the balance is released.
- Where a customer does not pay within the agreed period, a recourse facility can require you to repay the advance, or the provider may deduct it from other funds due to you.
- Exiting a facility usually means settling outstanding advances, which can require refinancing or a run-off of the ledger.
Checklist for comparing quotes
- 1.Advance rate and how eligible debts are defined
- 2.Service fee basis and any annual minimum
- 3.Discount charge basis and reference rate
- 4.Concentration limits and customer credit limits
- 5.Recourse period and treatment of overdue invoices
- 6.Minimum term, notice period and termination charges
- 7.Guarantees, indemnities and security required
Worked illustration
Invoice finance calculator for temporary staffing
New to invoice finance? Choose Quick estimate, enter your outstanding invoice value and explore factoring, invoice discounting or spot factoring with clearly labelled example assumptions. Providers typically focus on your customers' creditworthiness, so your business's own credit profile may carry less weight. Your business and invoices are still assessed, and the profiles illustrate the overall funding scenario rather than your business's credit alone. Already have provider figures? Choose Compare my quote to enter the exact advance percentage, charges and payment terms. Estimates are illustrations, not lender offers.
Illustrative example only
Your actual quote may be entirely different after a lender or finance provider reviews your financial information and funding requirements. These figures are not a lending decision or an offer of finance.
Your estimate
Enter your outstanding invoice value to see an estimate.
0 of 1 required figures entered
Advance, charges and retention
Enter your invoice amount, advance rate, service fee, annual discount charge, days until customer payment to see the breakdown.
2 of 7 required figures entered
Illustrative only, not a binding finance offer. Costs vary by lender and applicant; additional fees may apply and eligibility is subject to assessment. Ocean Capital Exchange is an introducer, not the lender. Invoice collection, debtor quality, recourse and facility-wide minimum charges are not assessed. How this calculator works.
Discuss your requirements with the OCE team. No calculator figures are required.
Want to discuss these figures? Contact OCE. Calculator figures are not transferred automatically, so please include any you want us to review.
Industry guides
Finance for your industry
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Invoice finance FAQs for temporary staffing
Still unsure? Call +44 20 7183 2026.
Can temporary staffing invoices be funded before clients pay them?
Potentially, if they are eligible unpaid business-to-business invoices backed by acceptable evidence. The provider will usually want to see that the work is completed, invoiced correctly and supported by documents such as approved timesheets or shift confirmations. Unbilled work, estimated revenue and unresolved queries are different matters and are not automatically eligible.
What is the difference between factoring and invoice discounting?
Factoring normally includes collections, so the provider helps chase payment and may deal with customer contact. Invoice discounting normally leaves credit control with the business, so the staffing firm continues to manage collections itself. The choice affects administration, debtor contact and how the arrangement fits the business’s internal finance team.
What does a provider look at besides my own credit score?
Applicant credit matters, but it is not the only consideration. Providers also review debtor credit, invoice validity, dispute history, concentration risk and the contractual terms behind the receivable. In staffing, the quality of the shift evidence and whether customer sign-off matches the invoice can be especially important.
Do all signed timesheets automatically qualify for funding?
No. Signed timesheets can help support eligibility, but they do not guarantee that an invoice will qualify. The provider will still check the debtor, the contract, whether there are disputes or credits, and whether the invoice is enforceable under the agreed terms. If the documentation is incomplete or inconsistent, funding may be reduced or declined for that invoice.
Is selective invoice finance useful for staffing agencies?
It can be, because some staffing businesses only need finance on certain clients or during busy payroll periods. Selective funding, often called spot factoring, allows chosen invoices to be considered rather than the whole ledger. That can suit a firm that wants flexibility, but the invoices still have to meet the provider’s credit and documentation requirements.
Why does debtor concentration matter in this sector?
If one or two clients account for most of the sales ledger, a provider may view the business as more exposed to payment delay, dispute risk or a change in trading terms from those customers. A strong turnover figure does not automatically mean a higher funding availability. The composition of the debtor book, not just the headline sales level, is part of the assessment.
How much of an invoice can be advanced?
Each provider sets its own advance rate for each facility, based on its assessment of your customers and ledger. There is no universal figure. The advance applies only to invoices the provider treats as eligible.
Whose credit profile do providers assess, and what documents will I need?
Providers typically focus on the creditworthiness of the customers paying your invoices. Your business's own credit profile may therefore carry less weight than it would for a traditional business loan, but it is not ignored. Providers still review your financial position, customer payment history, overdue invoices, customer concentration, disputes, credit notes and contract terms. Expect to be asked for aged debtor and creditor reports, accounts, management accounts and sample customer terms. Exact requirements are provider-specific.
Will my customers know I am using invoice finance?
Under factoring, customers will usually know because the provider collects payment. Invoice discounting can be arranged on a confidential basis, but only where the provider agrees, and confidentiality can be withdrawn under the facility terms, for example if the provider needs to collect directly.
What happens if a customer does not pay?
Most facilities are with recourse: if an invoice remains unpaid beyond the agreed period, you must repay the advance or the provider deducts it from other funds due to you. Protection against a customer’s insolvency is only included where separately agreed, usually at extra cost and subject to limits.
Do I have to finance my whole sales ledger?
Many facilities cover the whole ledger. Some providers offer selective or single-invoice arrangements that fund chosen invoices or customers. Whole-ledger facilities and selective facilities are priced and structured differently, so compare like with like.
Which fees should I compare between quotes?
Compare the service fee and any annual minimum, the discount charge and its reference rate, set-up fees, audit and ancillary charges, minimum usage terms, the minimum contract period and termination fees. The headline advance rate alone does not show the total cost.
How are advances repaid, and when do I receive the retention?
Advances are usually settled from your customers’ payments into the collection account. The provider then deducts its charges from the retention and releases the balance to you. Timing of releases depends on the facility terms.
Can invoices in foreign currency be financed?
Some providers will fund export invoices or invoices in other currencies, subject to their criteria for overseas customers. Invoice finance does not by itself protect you from exchange rate movements between invoicing and payment; currency risk should be considered separately.
How is the calculator result worked out?
The advance is the invoice multiplied by the advance percentage. The discount charge is the annual rate applied to the chosen basis (the advance or the full invoice) for the days outstanding on a 365-day year. The service fee is a percentage of the invoice. The retention released when your customer pays is the invoice less the advance and charges deducted at settlement. All figures are illustrative.
Independent background reading
These independent sources explain general concepts. They do not endorse Ocean Capital Exchange or confirm our providers, product availability or terms. Your provider’s agreement takes precedence over an illustration.
Important information
Ocean Capital Exchange Ltd introduces businesses to third-party invoice finance providers. We are not a lender and do not make credit decisions. Any facility is provided under the provider's terms and is subject to its assessment of your ledger and customers.
The calculator illustrates a single invoice using the rates you enter. It is not a quote and actual charges, minimums and fee conventions vary by provider.
Discuss funding for temporary staffing
Talk to Ocean Capital Exchange about invoice finance for temporary staffing. We can help you assess the product fit and discuss your requirements with relevant providers.
- Or call
- +44 20 7183 2026
- Office
- 73 Watling Street, London, EC4M 9BJ