Accounts are Free to Open and Maintain
Zero Usage Obligation
FCA authorised service
Company/ Individual Named Currency Accounts
Access to 250+ Commercial Lenders
Dedicated Account Manager
Competitive Exchange Rates
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Ocean Capital Exchange is a London-based provider of foreign exchange (FX), international payment services, and business finance solutions. Since 2018, we’ve helped UK and international businesses manage currency risk, make fast global payments, and secure tailored funding for growth.
Clients Worldwide trust Ocean Capital
Clients Worldwide trust Ocean Capital
Transacted for clients, via our partner providers
We specialise in business foreign exchange, international payments, and sourcing commercial finance. Whether it’s managing currency risk for regular transactions or making one-off international supplier payments, we streamline the process from start to finish. On the finance side, we work with a panel of over 250 lenders to arrange invoice finance, trade finance, merchant cash advances, asset finance, and unsecured loans, depending on your business needs. Every solution is tailored to your stage of growth and cash flow priorities.
Transacted for clients, via our partner providers
Every business has its own goals, cash flow pressures and risk appetite - so we adapt to fit. Whether you're dealing with multi-currency payments, planning forward contracts, or raising working capital, we take time to understand your priorities before suggesting the right approach. We also lean on established partnerships with FX and payment specialists like Ebury, Currencycloud, Equals Money, IBANfirst, and GC Partners to give clients access to wholesale FX pricing, fast settlements and best-in-class infrastructure - without losing the personal service we’re known for.
In addition to our FX and payment services, we offer a wide range of commercial financial solutions. From invoice financing that accelerates your cash flow to trade finance that facilitates global trade, we have the tools and expertise to fuel your business ambitions.
Currencies Available
Currencies Available
Your security is non-negotiable. All client funds are safeguarded in segregated accounts with regulated financial institutions, and every transaction goes through robust compliance checks. From onboarding through to settlement, the processes are built to protect your money and keep you fully compliant at every stage of the transaction.
Smarter Finance, Better Pricing: We act in your interest - not the lender’s. Whether you’re after a short-term funding line or long-term facility, we leverage our lender relationships to secure competitive pricing and structure flexible terms that actually work. From invoice finance and trade funding to asset-based lending and unsecured business loans, we simplify access to finance and ensure you’re not overpaying for the capital your business needs to grow.
Our Mission: To help businesses grow by simplifying cross-border payments, reducing currency costs, and sourcing the right funding - all with transparent pricing, personal service, and regulated infrastructure.
Intelligent FX. Intelligent Lending. Intelligent Business
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Regulatory Information
Ocean Capital Exchange Ltd is a company registered in England and Wales (registered no.11665955). Registered office: 8 Twisleton Court Priory Hill, Dartford DA1 2EN. Ocean Capital Exchange Foreign Exchange and Payment services are provided by 4 partners. Ocean Capital Exchange Ltd’s Payment and Foreign Currency Exchange services are provided by Ebury Partners UK Limited. Ebury Partners UK Limited is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution. Reference Number: 900797. Ebury Partners UK Limited is registered with the information Commissioner’s Office under the UK Data protection Act (registered no. Z209673X). Ocean Capital Exchange Ltd is a Programme Manager of Ebury Partners UK ltd – registered in England and Wales, registration number 7088713 Registered office: 3rd floor, 100 Victoria Street, Cardinal Place, London, SW1E 5JL. Payment and e-money services (Non MIFID related products) are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN:900199) (https://www.currencycloud.com/legal/terms/). Payment services (Non MIFID/banking/card related products) are provided by Currencycloud B.V.. Registered in The Netherlands No. 72186178. Registered Office: Nieuwezijds Voorburgwal 296-298, 1012 RT Amsterdam Netherlands. TheCurrency Cloud B.V. is authorised by the De Nederlandsche Bank under the Dutch Financial Services Act (WFT) for the issuing of electronic money (No. R142701). For United states based clients: Payment services in the United States are provided by Visa Global Services Inc. (VGSI), a licensed money transmitter (NMLS ID 181032) in the states listed here. VGSI is licensed as a money transmitter by the New York Department of Financial Services. Mailing address: 900 Metro Center Blvd, Mailstop 1Z, Foster City, CA 94404. VGSI is also a registered Money Services Business (“MSB”) with FinCEN and a registered Foreign MSB with FINTRAC. For live customer support contact VGSI at (888) 733-0041. FX and payments provided by GC Partners. Global Currency Exchange Network Limited T/A GC Partners is authorised by the FCA under the Payment Services Regulations, 2017. Registration number 504346. Global Currency Exchange Network Limited T/A GC Partners is registered with HMRC under the Money Laundering Regulations, 2017. Registration number 12137189. Payment services for Ocean Capital Exchange are provided by Equals Connect Limited, a company incorporated in England & Wales Registration No : 07131446. Equals Connect Limited is licensed and regulated by HMRC as a Money Service Business (MSB) Licence No : 12594438. Equals Connect Limited is authorised by the Financial Conduct Authority as an Authorised Payment Institution Firm Reference Number : 671508.