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Help Clients Save
Help businesses reduce unnecessary foreign exchange costs and simplify international payments through competitive FX solutions and multi-currency accounts.
Explore FX SolutionsReferral partner programme
Help your clients. Grow your business.
Partner with Ocean Capital Exchange to help your clients save on international payments, access business finance and unlock new opportunities, while earning commission on successful referrals.
You introduce. We do the work. You earn.
Become a Referral PartnerQuick enquiry. No client details required.
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Help Clients Grow
Connect clients with business loans, invoice finance, trade finance, asset finance and other funding solutions to support cash flow and growth.
Explore Business Finance03
Earn Ongoing Commission
Generate an additional revenue stream for your business with 20% ongoing commission on qualifying referral revenue.
Add value to your client relationships without taking on the specialist work.
How commission worksHow it works
Four Simple Steps to Earning Referral Commission
- Step 1:
Spot an Opportunity
Identify a client who could benefit from better FX rates, international payments or business funding.
- Step 2:
Make an Introduction
Simply connect your client with OCE. No complicated applications or specialist knowledge required.
- Step 3:
We Handle Everything
Our team discusses their requirements, identifies suitable solutions and manages the process.
- Step 4:
Earn Commission
Receive commission on qualifying revenue generated from successful introductions, in accordance with our referral agreement.
Your client relationship stays yours. We provide the specialist support.
Start Referring ClientsCredibility
Your Clients Are in Good Hands
A personal, specialist UK introduction business. Services are provided by established third-party providers, subject to their assessment and terms.
Established in 2018
An established UK business, incorporated in 2018.
Established providers
Relationships with established financial services providers.
Specialist support
Specialist support across foreign exchange, international payments and commercial finance.
A point of contact
A dedicated point of contact for introduced clients, so they speak to people rather than navigating options alone.
Transparent communication
Clear, transparent communication throughout the referral process.
Permission-based
Clients are contacted only through an agreed, permission-based introduction. You remain their trusted adviser.
Independent reviews via Feefo
Customer feedback
Hear from our customers
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Reviews are published through Feefo and reflect individual customers’ experiences. They are not a guarantee of future service, exchange rates, savings or finance availability.
Ocean Capital Exchange Ltd, company number 11665955. Office: 73 Watling Street, London, EC4M 9BJ.
Referral commission
Turn Your Professional Network Into Recurring Revenue
20% Ongoing Referral Commission*
Earn 20% of the qualifying net revenue OCE generates from clients you successfully introduce, subject to the applicable referral agreement.
FX introductions
Clients who trade regularly may generate repeat revenue through ongoing transactions.
Finance introductions
May generate commission when a qualifying facility completes. Not every finance referral produces recurring income.
*Commission is calculated on net revenue OCE earns, not on the client's loan amount, FX transaction value or lender interest. Eligibility, duration, calculations and payment terms are governed by the signed partner agreement. Commission is not guaranteed and not every introduction generates commission.
Transaction volume£500k
Client's bank's FX spread2%
Client saves£5,000 or 1%
Qualifying net revenue earned by OCE£5,000
Commission rate20%
Illustrative referral commission£1,000
Accountants and other professionals should consider their professional obligations, client disclosure requirements and conflicts of interest before accepting referral fees.
Partners
Who Is This For?
If your clients need to move money internationally, improve cash flow or access funding, there's an opportunity to add value.
- Accountants and bookkeepers
- Wealth managers
- Mortgage brokers
- Estate agents and property professionals
- Business consultants
- Freight forwarders
- Other professional advisers
Which clients could you introduce?
- Importers
- Paying international suppliers; may benefit from competitive FX and trade finance.
- Exporters
- Receiving foreign currency and managing exchange rate exposure.
- Growing SMEs
- Needing working capital to support expansion.
- Unpaid invoices
- Waiting 30 to 90 days for customers to pay.
- Equipment purchases
- Investing in machinery, vehicles or other assets.
- Cash flow pressure
- Profitable, but managing timing differences between income and expenditure.
- Existing finance
- Reviewing borrowing costs or refinancing options.
- Property businesses
- Requiring suitable property or bridging finance.
You don't need to know which product is right. Simply introduce us and we'll help assess the available options.
Services available to your clients
Foreign Exchange & International Payments
Availability, pricing and eligibility are set by each provider. Our team will confirm what may be relevant for a client.
Partner enquiry
Become an OCE Referral Partner
Tell us a little about your business and we'll explain how the partnership works. No client details required.
- Takes a couple of minutes
- A specialist will be in touch personally
- Terms confirmed in a signed agreement
No obligation. No client information required at this stage.
Enquire about becoming a partner. Please provide your practice details only, not information about individual clients.
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Your enquiry is handled through our hosted Zoho form. See our privacy notice. Having trouble? Open the partner form in a new tab.
Partner questions
Frequently asked questions
Anything not covered here is confirmed by our team and set out in the signed partner terms.
01Does it cost anything to become a referral partner?
No. There is no cost to become an OCE referral partner.
02Do I need financial services experience?
No. You do not need to become a finance expert or recommend a specific product. You introduce the client, with their permission, and OCE's specialists handle the FX or funding conversation.
03How much commission can I earn?
The programme offers 20% ongoing commission on qualifying revenue generated by introduced clients, subject to the partner agreement. Earnings depend on whether introductions proceed and generate eligible revenue, so we cannot forecast or guarantee any amount.
04How and when is commission paid?
Commission is paid on the 15th of every month. How commission is calculated, what counts as eligible revenue and how long it applies are set out in the signed partner terms.
05Will my clients remain my clients?
You remain the client's trusted adviser. OCE manages the specialist FX or funding process and will not deliberately market unrelated services to referred clients outside the agreed relationship. Specific arrangements are set out in the partner agreement.
06What happens after I introduce someone?
Our specialists contact the client through the agreed introduction process, discuss their requirements, explore suitable options and guide them through the process. Any finance remains subject to the provider's assessment and terms.
07Does OCE lend money or provide payment services directly?
OCE introduces clients to established financial services providers. Lending, FX and payment services are provided by those third-party providers, subject to their own assessment, eligibility and terms.
08Do I need to disclose referral commission to my clients?
You should consider your professional obligations, any client disclosure requirements and conflicts of interest before accepting referral fees. Check the guidance from your professional body and take advice where needed.
09Can bookkeepers, smaller firms and other advisers join?
Yes, bookkeepers, accountancy practices of different sizes and other professional advisers are welcome to enquire. Our team will discuss whether the partnership is a good fit.
Your Clients Need Solutions. You Could Be Earning From the Introduction.
Offer more value to your clients without adding to your workload. Partner with OCE and let our specialists handle the rest.
Become a Referral Partner